Who is subject to the individual

mandate?

Naturalized citizens, legal permanent

residents, and all other immigrants

present in the United States lawfully

unless their household income is below

the threshold for filing a federal tax

their religious beliefs.

Undocumented persons, including those

who have overstayed their visas, and

DACA recipients are not subject to the

individual mandate.

Who is eligible for financial

assistance when buying insurance

the health exchanges?

*Remember that anyone buying

insurance directly from an

insurance

company rather than on the

exchanges is not eligible for

financial

assistance.

Naturalized citizens, legal permanent

residents, and all other immigrants

present in the United States lawfully

whose household income is betwee

n 100%-400% of the federal poverty

guidelines as reported on their fede

ral tax returns

Undocumented persons and DACA

recipients are not eligible.

I am a green card holder, am I

eligible

for financial assistance?

Yes! However, if you would like to apply for Medicaid you need to have been a green card holder for at least 5 years. Naturalized citizens who meet the income requirements can apply for Medicaid immediately.

How do I receive the financial

assistance to which I am entitled?

You will not receive any money directly. The federal government will determine how much you should pay for your health insurance on the basis of your household income as reported on your federal tax return. It will then cover the difference between what you are paying and the full price of the insurance plan, and send it to the insurance company directly.

Where do I go to buy health insurance?

For Illinois residents, visit the Illinois health exchange marketplace at getcoveredillinois.gov

You can buy private insurance directly from an insurance company but you will not be eligible for any financial assistance unless you go through the marketplace.

What happens if I don't buy health insurance?

In 2014, you will pay a penalty of $95 per adult and $47.50 per child (up to $285 per family), or !% of family income whichever is greater.

In 2015, you will pay a penalty of $325 per adult and $162.50 per child (up to $975 per family), or 2% of family income. whichever is greater.

For 2016 and beyond, you will pay a penalty of $695 per adult and $347.50 per child (up to $2,085 per family), or 2.5% of family income. whichever is greater.

When do I need to buy health insurance?

The health exchanges opened on October 1st. You have until December 15th to buy health insurance in order for the health coverage to begin January 1, 2014. March 31st, 2014 is the last day to sign up for health insurance for coverage to begin in 2014.

Where can  get more information?

Immigrants:

You can call the Immigrant Family Resource Program at 1-877-537-7460, or visit these websites

• http://icirr.org/content/affordable-care-act-benefits-immigrants
  

• http://icirr.org/content/resources